Local knowledge of plans and providers.
Even though Medicare is a federal program, healthcare is delivered locally, and it is imperative to find an experienced local partner to guide you through your Medicare journey. Since 1982, Scott Terpstra of Terpstra Benefits has been helping Californians with their health insurance needs. Terpstra Benefits is an independent agency that represents all available Medicare plans in the greater Sacramento area.
Since we can sell all plans, our goal is to help you find the plan that best meets your needs and budget. We work for you. There is no additional cost to use our service. The insurance company rates are the same if use us or buy direct. Whenever you speak to us about a Medicare plan, you’ll speak directly with either Scott or Cathy Terpstra. With Terpstra Benefits, there are no call centers in some other state. Just local unbiased advice. Far too often, we hear from those who made an uninformed decision because they did not receive unbiased advice. Unfortunately, making a wrong Medicare decision can be a life-long decision that oftentimes cannot be reversed.
Contact
➤ LOCATION
Folsom, California
☎ CONTACT us
info@terpstrabenefits.com
(916) 705-1322
License
0633894
0i43827
Insurance Coverages
Medicare
Whether you are age 64 and just beginning your Medicare journey or 94, we welcome the chance to help you. Having an advocate who works for you and not the insurance company, is a tremendous asset. We’ll help you select the best plan for you today but will help with any service issues tomorrow.
dental
Dental services can be quite expensive. Individual dental plans work differently than employer group dental plans. It is crucial to be an informed consumer and understand how they work. We're experienced and can help assist you throughout this process.
Individual & families
We are contracted with all the major California insurance companies. Depending on your family size and income, you may qualify for a tax credit to help you pay for the insurance. We are Certified Insurance Agents with Covered California (aka Obamacare) and can help you enroll in Covered California.
travel
Were you aware Medicare Parts A & B does not cover you while you are traveling outside of the US? Terpstra Benefits has contracted with Geo Blue, one of the largest travel insurance companies in the world. They are owned by the Blue Cross Blue Shield organization.
“After nearly 4 decades of selling health insurance to Californians, I get the most job satisfaction helping others. I especially enjoy working with my peers (those on Medicare or approaching age 65)”
Request Quote or Additional Information
Use the form below to contact us regarding your insurance inquiry. Please be as detailed as possible. You may also email or call us to discuss further.